by luxretail | Sep 22, 2021 | Refinancing
Sometimes, refinancing your mortgage just makes sense; especially if you can move to a lower interest rate and a more affordable monthly payment. Streamline refinance options for government-backed FHA, VA, and USDA home loans can significantly reduce the time it takes...
by luxretail | Dec 29, 2020 | Home Buying
Although the housing market has made impressive strides, the difficulties that have hit Americans in 2020 have made it tough for a lot of people to afford the costs of buying a home. Even if a buyer can afford a monthly mortgage payment, they may have difficulty...
by luxretail | Sep 1, 2020 | Home Buying
Buying your first home can be a thrilling experience. There’s just nothing quite like owning your own home, and despite the challenges and costs, it’s almost always worth it. But buying your first home can be intimidating–especially when it comes to choosing the right...
by luxretail | Apr 29, 2016 | Home Buying
PMI, an abbreviation for private mortgage insurance, is an insurance premium charged by mortgage lenders and paid for by the mortgage borrower. Do I have to pay PMI? PMI is generally required on conventional home loans with an LTV (loan-to-value) ratio of more than 80...
by luxretail | Feb 5, 2016 | Home Buying
Finding a great condo in Florida isn’t necessarily difficult. But finding the right financing at a rate that’s reasonable may be another story. If you’re searching for a loan to cover the purchase or refinance of your Florida condo, Luxury Mortgage may have just what...