Real Estate Investing: An Excellent Way to Generate Passive Income

Real Estate Investing: An Excellent Way to Generate Passive Income

Reality TV makes it look as if most real estate investing involves active, dusty, dirty work on fixer-uppers for fast flipping. But in true reality, more real estate investing is passive and focused on long-term financial goals. Let’s look at a few ways you can...
Home Prices Are Dropping, Here’s What You Need to Know

Home Prices Are Dropping, Here’s What You Need to Know

After a white-hot run over the past few years, the housing market is showing signs of cooling; home prices are dropping in many areas. In a June 2022 assessment of regional housing markets, CoreLogic determined that 45 markets have more than a 50% probability of...
Summer Home Buying Tips

Summer Home Buying Tips

If you’re shopping for a new home this summer, you’ve probably got interest rates, inflation, inventory issues, and more on your mind. Here are a few tips to help you through the summer home-buying season. Don’t Make Rash Decisions Over Interest...
Requirements for Non-QM Loan Qualification

Requirements for Non-QM Loan Qualification

Today’s homebuyers have increasingly diverse financial profiles that don’t always fit the requirements of conventional and government mortgages. Let’s take a look at some of the different requirements for Non-QM loans. You might be surprised which niche...
5 Tips for Buying a Rental Property

5 Tips for Buying a Rental Property

Thinking about investing in a rental property? Here are a few things to consider. 1) Decide if you really want to be a landlord Owning a rental property comes with a lot of ongoing responsibilities and many – such as leaky roofs or backed-up toilets –...
How Government-Backed Home Loans Can Help You Buy Your Dream Home

How Government-Backed Home Loans Can Help You Buy Your Dream Home

When seeking financing for their dream homes, most homebuyers are faced with a variety of loan programs. Among these many and varied choices, government-insured loans are popular options due to their accessibility, affordability, and security. Easier Qualification The...
How Do I Know Which Non-QM Program Is Right for Me?

How Do I Know Which Non-QM Program Is Right for Me?

Not all Non-QM products are right for all, as the diverse programs are designed to meet the unique needs of specific types of borrowers. Determining which Non-QM loans fit your needs requires a deep dive into your goals and finances – best done in consultation...
How Experienced Investors Can Diversify Their Portfolios

How Experienced Investors Can Diversify Their Portfolios

It’s a lesson many learn during childhood: don’t put all your eggs in one basket. Wise words that carry into adulthood and ones that seasoned investors apply to real estate. So let’s look at a few ways to do that with Luxury Mortgage products. Focus...
The Importance of Speed in a Competitive Real Estate Environment

The Importance of Speed in a Competitive Real Estate Environment

If you’re in the market for a new home this year, you’re probably aware of the need to act quickly once you’ve found “the one” or someone else will be there to make an offer. With homes selling faster than ever, lenders are having to work faster than ever to keep up...
Investing in Real Estate During a Hot Market

Investing in Real Estate During a Hot Market

Oftentimes, those looking to invest in properties don’t fit the standard mold for traditional mortgages, making Non-QM financing ideal for helping savvy investors build their real estate portfolios. Especially in today’s fast-moving and red-hot real estate...