Financing a Rental Property Using Future Rents

Financing a Rental Property Using Future Rents

As the number of renter households continues to grow, diversifying your financial portfolio by adding investment rental properties offers landlords many advantages, including increasing reliable cash flow, building equity faster, and potential tax benefits. Another...
Is now a good time to invest in real estate?

Is now a good time to invest in real estate?

As mortgage rates remain low and rental rates continue to rise, it’s not surprising that more and more people are thinking of buying investment property. But is now really a good time to invest in real estate? The short answer is a cautious yes. But there are several...
Home Loans for Freelancers in a Gig Economy

Home Loans for Freelancers in a Gig Economy

The number of freelancers or self-employed workers in the U.S. is steadily increasing. The freelance life is very appealing to those who want flexibility in their schedules and more control over their careers, but the choice to be your own ‘CEO’ can complicate getting...
Luxury Mortgage Corp honored with Net Promoter Score® of 95.68

Luxury Mortgage Corp honored with Net Promoter Score® of 95.68

At Luxury Mortgage we are committed to delivering an excellent customer experience, and let that focus drive decision making throughout our organization. This week we were thrilled to see that these efforts are making a difference for our clients, as we have earned a...
Buying a Home in 2021

Buying a Home in 2021

We can probably all agree that 2020 was a rough year in a lot of ways. One silver lining in the clouds however, was the strengthening housing market. Homeowners saw their equity levels climb and buyers were motivated to secure their piece of the American Dream,...
Getting a Mortgage Without Salaried Income

Getting a Mortgage Without Salaried Income

Working a job that pays hourly, or through contract employment, can sometimes limit your options when it comes to finding a home loan. Fortunately, today’s mortgage marketplace is evolving to meet the needs of today’s diverse workforce. When you don’t have salaried...
Using Investor Cash Flow Loans to Build Your Portfolio

Using Investor Cash Flow Loans to Build Your Portfolio

Building a portfolio of investment real estate properties can be a great way to diversify your overall financial picture. With real estate, investors can take advantage of passive income as well as building equity with the potential for a long term payout. But...
Is now a good time to invest in real estate?

How to Get a Mortgage with 1099 Income

The professional landscape is changing. More and more people are working as independent contractors, freelancers, or vendors either in addition to or in place of traditional employment. While this type of work can be richly rewarding, it can sometimes make it more...
The Pros and Cons of Becoming a Real Estate Investor

The Pros and Cons of Becoming a Real Estate Investor

Have you always dreamed of owning multiple homes and building your wealth through real estate? Becoming a real estate investor can be a very lucrative endeavor, especially when the housing market conditions are in your favor. But being a landlord or property flipper...
Jumbo Loan Options for the Self-Employed

Jumbo Loan Options for the Self-Employed

Finding a jumbo loan when you’re self-employed can seem like a challenge. But once you find a qualified lender who is willing to work with your unique situation, and offers products that make sense for your financial scenario, the process isn’t much more complicated...