by luxretail | Jan 20, 2022 | Home Buying, Investors
New Year’s resolutions often include financial goals, including paying off credit cards, building a savings account, budgeting better, and planning ahead for retirement. If you are starting 2022 off with some new financial to-dos, how about diversifying your portfolio...
by luxretail | Nov 26, 2021 | Home Buying, Investors
When describing property that is not considered a primary residence, the terms “investment property” and “second home” are often used interchangeably. But it’s much more than semantics. There are significant tax and mortgage financing differentiations between...
by luxretail | Oct 18, 2021 | Home Buying, Investors
You’ve done your homework. You’ve calculated operating costs, evaluated margins, factored in unexpected costs, and considered return on the dollar. You’ve weighed all the risks and rewards and decided that investing in real estate is a great way to diversify your...
by luxretail | Oct 7, 2021 | Home Buying, Investors, Self Employed
Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
by luxretail | Aug 6, 2021 | Home Buying, Investors, Self Employed
Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
by luxretail | Jul 5, 2021 | Investors, Self Employed
When it comes to financing a home mortgage, borrowers may not always think outside the box. Conventional, FHA, VA, and USDA loans are on everyone’s radar. But not everyone fits into those boxes. Self-employed, property investors, and contractors may have good credit,...
