by luxretail | Sep 27, 2022 | Home Buying, Investors
If you’re thinking of purchasing an investment property, you’re in good company – investors bought a record share of homes last year. So what can you buy? Let’s take a look at the property types and the best financing for them. Eligible...
by luxretail | Aug 26, 2022 | Home Buying
At heart, a good loan officer’s goal is to keep you informed on the mortgage products that best fit your unique needs. Knowledge and understanding of these financial tools is often key to your success in a variety of important ways. Let’s consider a few....
by luxretail | Aug 4, 2022 | Home Buying, Investors
There are around 20 million rental properties in the U.S., and about 14 million of those are owned by individual investors. Might you join their ranks? Here are a few things to consider. Know That You’re Ready Financially ready. Lenders often want at least 15%...
by luxretail | Jul 27, 2022 | Home Buying, Self Employed
While self-employment may offer freedom and higher earnings than salaried jobs for many, it can also be a roadblock when applying for a mortgage loan that requires traditional income documentation. Our Simple Access® Non-QM Bank Statement loan seeks to remedy that...
by luxretail | Jun 16, 2022 | Home Buying, Investors, Self Employed
Today’s homebuyers have increasingly diverse financial profiles that don’t always fit the requirements of conventional and government mortgages. Let’s take a look at some of the different requirements for Non-QM loans. You might be surprised which niche...