New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

Low mortgage rates make refinancing very enticing for homeowners, providing big savings over time. But for many homeowners, the upfront costs aren’t feasible. Luckily, there is a new federally-backed option that gives more borrowers the opportunity to refinance,...
Buying Your First Investment Property

Buying Your First Investment Property

You’ve done your homework. You’ve calculated operating costs, evaluated margins, factored in unexpected costs, and considered return on the dollar. You’ve weighed all the risks and rewards and decided that investing in real estate is a great way to diversify your...
How do I know if I qualify for a Non-QM loan?

How do I know if I qualify for a Non-QM loan?

Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
The Top 10 Hottest U.S. Housing Markets in 2021

The Top 10 Hottest U.S. Housing Markets in 2021

The real estate market outlook continues to be favorable for home sellers, with prices steadily rising since 2020. In fact, prices rose by 22.2 percent compared to 2019. And, with low interest rates and low inventory, bidding wars are pushing prices even higher. So,...
Government Streamline Refinance Options

Government Streamline Refinance Options

Sometimes, refinancing your mortgage just makes sense; especially if you can move to a lower interest rate and a more affordable monthly payment. Streamline refinance options for government-backed FHA, VA, and USDA home loans can significantly reduce the time it takes...
The Demand for Non-QM Loans in 2021

The Demand for Non-QM Loans in 2021

(855) 288-4555 Get a Free Quote in Minutes Non-qualified mortgages, or Non-QM loans, are products designed to help homebuyers whose financial scenarios fall outside of traditional mortgage criteria – this includes real estate investors. During the early part of...
Make Buying a Home Easier with Down Payment Assistance

Make Buying a Home Easier with Down Payment Assistance

In today’s very competitive housing market, a great number of buyers are putting down around 20% of the purchase price to give their offer an advantage. But the reality is many first-time buyers who finance a home do not have that cash on hand. In fact, many would-be...
Is There a Downside to Refinancing?

Is There a Downside to Refinancing?

Because no two borrowers have the exact same circumstances, the set of pros and cons for refinancing an existing mortgage will be different for each. To answer the question whether or not refinancing is advantageous for your scenario, start by asking yourself these...
Non-QM Highlight: Full Documentation Financing

Non-QM Highlight: Full Documentation Financing

Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
How do you know if you are ready to buy a home?

How do you know if you are ready to buy a home?

As things regress to normal on a national level, now is a great time to consider becoming a homeowner. Interest rates are historically low. The economy is stabilizing. Job security is increasing. Is this the right time to buy into the American dream? Though everyone’s...